Car insurance is legally required for all foreign visitors operating a vehicle in the U.S. (except in New Hampshire), regardless of how temporary your stay BBmay be. If you’re a non-US resident planning to travel to the U.S., you may be wondering how to handle car insurance during your trip. This article will provide you with an in-depth guide on car insurance for non-US residents, including how to get car insurance, the best insurance companies for foreign drivers, and frequently asked questions.
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What you May Know
Car insurance is a legal requirement for all drivers in the U.S., including non-US residents. If you’re planning to operate a vehicle during your stay in the U.S., you’ll need to obtain car insurance. The process of getting car insurance as a non-US resident can be confusing, but this guide will help you navigate the process.
How to Get Car Insurance
To get car insurance as a non-US resident, you’ll need to prove that you can legally drive in the U.S. To do this, you must have a foreign driver’s license and an international driving permit (IDP). An IDP supplements your official license and allows you to drive in many countries, including the United States. You can easily apply for an IDP with the department of motor vehicles in your home country.
Once you have your IDP, you can purchase car insurance from a U.S.-based insurance agency. Most insurance companies offer car insurance for tourists in the U.S., but you’ll need a valid driver’s license. Some insurance companies strictly work with U.S. drivers, but many offer coverage to non-citizens.
Best Insurance Companies for Foreign Drivers
Many of the biggest U.S.-based insurance companies sell car insurance to international drivers. Here are some of the best insurance companies for foreign drivers:
- Progressive
- Bristol West
- GEICO
- Dairyland
- Infinity
- Kemper
- The General
- Hallmark
- Gainsco
These companies offer coverage to non-citizens, provided they have a valid driver’s license and an international driving permit. It’s important to compare several different insurers to find the best insurance company for your needs.
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People Also Ask
Can I purchase car insurance with an international driver’s license?
Yes, it’s possible. Depending on the country you’re from and the state you’ll be driving in, you may be able to use your foreign license after arriving in the United States. Otherwise, you can apply for an international driving permit (IDP).
How much does car insurance cost for non-US residents?
The cost of auto insurance is higher for international drivers than it is for those who are licensed in the U.S. Even companies that do provide insurance to drivers with an international license typically charge higher rates.
What are the requirements for obtaining auto insurance as a non-US resident?
The requirements for obtaining auto insurance as a non-US resident differ from those of U.S. citizens. You will need an International Drivers Permit before you can get coverage from most insurance companies.
Conclusion
Getting car insurance as a non-US resident can be a confusing process, but it’s important to have coverage if you plan to operate a vehicle during your stay in the U.S. To get car insurance, you’ll need to have a foreign driver’s license and an international driving permit. Many U.S.-based insurance companies offer coverage to non-citizens, but it’s important to compare several different insurers to find the best insurance company for your needs.